Top storyPersonal Finance4 min read
UPI MDR From 15 October: What Actually Changes for You
UPI stays free for you from 15 October. Here is who pays the new 0.4% merchant fee, what it costs at ₹3,000 or ₹50,000, and what the court case means.
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Personal Finance
The Personal Finance stories readers read, like and save the most, then everything new from the 3 writers covering it.
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Finance & Investing4 min read
PPF at 7.1%: Why the 5th of the Month Matters
PPF stays at 7.1% for October to December 2026. See how the 5th-of-the-month rule works with worked rupee examples, and why a lump sum beats monthly deposits.
149
Freelancing & Remote Work4 min read
Do Freelancers Need a Tax Audit? The 21 October Deadline
The CBDT moved the tax audit report date to 21 October 2026. See who needs an audit, what to send your CA this week and an email you can paste.
147
Cybersecurity4 min read
Payment Passkeys: Paying Without an OTP, and Is It Safe?
Card payments in India are moving from OTPs to passkeys approved by fingerprint or face. How payment passkeys work, where they're live, why they're safer and the three things you must get right.
Freelancing & Remote Work4 min read
How to Raise Your Freelance Rates for 2027 (With Scripts)
Inflation is heading towards 6% and most freelancers never raise rates. How to pick your new number, when to tell clients, and copy-ready emails for regular, retainer and project clients.
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Finance & Investing4 min read
FD Rates After the Repo Hike: Lock In Now or Wait?
Meera Iyer · 50 views
Finance & Investing5 min read
Missed the ITR Deadline? File a Belated Return by 31 December
Meera Iyer · 2 views
Personal Finance4 min read
How to Help Parents Submit Their Life Certificate From Home
Meera Iyer · 35 views
Finance & Investing4 min read
Digital Gold or Gold ETF? What SEBI's Warning Means Now
Meera Iyer · 117 views
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Finance & Investing5 min read
Missed the ITR Deadline? File a Belated Return by 31 December
Missed the 31 July ITR deadline? You can still file a belated return for AY 2026-27 until 31 December 2026. The late fee, interest, what you lose and the new revision window.
Personal Finance4 min read
How to Help Parents Submit Their Life Certificate From Home
Most pensioners must submit a life certificate between 1 and 30 November 2026. How the face-authentication app works, what to keep ready, and the EPS exception.
Finance & Investing4 min read
FD Rates After the Repo Hike: Lock In Now or Wait?
The RBI raised the repo rate to 5.50% but most big banks haven't raised FD rates yet. Where rates stand, the rupee cost of waiting, and a simple FD ladder to avoid guessing.
Finance & Investing4 min read
NPS Charges From 1 October 2026: What You Now Pay Your PoP
PFRDA's revised NPS charges apply from 1 October 2026: ₹200 per PRAN and 0.20% a year of your corpus. What that costs in rupees and who pays no PoP charges at all.
Cybersecurity4 min read
Payment Passkeys: Paying Without an OTP, and Is It Safe?
Card payments in India are moving from OTPs to passkeys approved by fingerprint or face. How payment passkeys work, where they're live, why they're safer and the three things you must get right.
Freelancing & Remote Work4 min read
How to Raise Your Freelance Rates for 2027 (With Scripts)
Inflation is heading towards 6% and most freelancers never raise rates. How to pick your new number, when to tell clients, and copy-ready emails for regular, retainer and project clients.
Finance & Investing4 min read
RBI Hikes Repo Rate to 5.50%: What It Means for Your EMI
The RBI raised the repo rate to 5.50% on 7 October 2026 and banks moved the next day. How the hike reaches your home loan EMI, worked in rupees, and your options at reset.
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Finance & Investing4 min read
Digital Gold or Gold ETF? What SEBI's Warning Means Now
SEBI says digital gold is not regulated. See what that means before Dhanteras on 6 November, how gold ETFs differ and what to ask any platform.
117
Freelancing & Remote Work4 min read
Do Freelancers Need a Tax Audit? The 21 October Deadline
The CBDT moved the tax audit report date to 21 October 2026. See who needs an audit, what to send your CA this week and an email you can paste.
147
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